Parents may feel powerless to fully protect their children from dangers on Oklahoma roads. The statistics behind the sizable premium hike when placing a teen on the family insurance policy paint a bleak picture. In 2010, car wrecks claimed the lives of nearly as many individuals between the ages of 15 and 24 than the combined total of the next two causes of unintentional injury. A number of changes have taken place to reduce the risk of teenage car accidents, but insurance discounts may offer parents a means of reducing risk further.
Imagine that you are driving home at night. It has just grown dark as you navigate residential roads. As you round a bend in the road, you see headlights up ahead. As you approach the other car, it suddenly veers over the center line and into your path. There is no time to get out of the way, so you brace yourself for a crash.