Parents may feel powerless to fully protect their children from dangers on Oklahoma roads. The statistics behind the sizable premium hike when placing a teen on the family insurance policy paint a bleak picture. In 2010, car wrecks claimed the lives of nearly as many individuals between the ages of 15 and 24 than the combined total of the next two causes of unintentional injury. A number of changes have taken place to reduce the risk of teenage car accidents, but insurance discounts may offer parents a means of reducing risk further.
Oklahoma residents may have heard that man who was planning to dribble a soccer ball 10,000 miles from Seattle to Brazil was fatally injured when he was struck by a vehicle in Oregon. The man was hit by a pickup truck from behind as he was walking south on US 101, a busy coastal highway. The driver of the vehicle has been arrested and charged with criminally negligent homicide. The driver, who has been cooperative with authorities throughout the investigation, was indicted in mid-June by a Lincoln County, Oregon grand jury.
When walking out on the streets of Oklahoma, pedestrians should be aware of their surroundings. Liberty Mutual Insurance conducted a survey to determine how many pedestrians use their phones or listen to a headset while they are walking. Of the people questioned, 60 percent admitted that they talk on the phone, text, email or listen to music while walking. The more surprising statistic found is that 70 percent of the respondents said that they consider these behaviors dangerous.
Imagine that you are driving home at night. It has just grown dark as you navigate residential roads. As you round a bend in the road, you see headlights up ahead. As you approach the other car, it suddenly veers over the center line and into your path. There is no time to get out of the way, so you brace yourself for a crash.