Parents may feel powerless to fully protect their children from dangers on Oklahoma roads. The statistics behind the sizable premium hike when placing a teen on the family insurance policy paint a bleak picture. In 2010, car wrecks claimed the lives of nearly as many individuals between the ages of 15 and 24 than the combined total of the next two causes of unintentional injury. A number of changes have taken place to reduce the risk of teenage car accidents, but insurance discounts may offer parents a means of reducing risk further.
Imagine that you are driving home at night. It has just grown dark as you navigate residential roads. As you round a bend in the road, you see headlights up ahead. As you approach the other car, it suddenly veers over the center line and into your path. There is no time to get out of the way, so you brace yourself for a crash.
There are many reasons that motor vehicle accidents occur in the state of Oklahoma. Sometimes they are due to things beyond the control of those involved such as the condition of the road. Other times drivers suffer a medical episode of some sort that leads to a loss in control of a vehicle. Most often however, car crashes are due to the behavior of those behind the wheel.
We all know that distraction on the roads comes in all forms, but the typical idea that comes to mind is residents in and around Norman using electronics, such as a cellphone or radio, while driving. Although this has been a key issue that needs to be addressed, it has not stopped communities from targeting other forms of distraction. In general, the National Highway Safety Traffic Administration considers distracted driving anything that takes a person's concentration or eyes off the road, or hands off the steering wheel.
If you were asked to name common causes of car accidents, what would you say? Perhaps drunk driving, distracted driving or disobeying traffic laws are at the top of your list. One factor some people may not consider, but is true for many drivers on Oklahoma roads, is inexperience.
Few types of car accidents result in worse injuries than pedestrian accidents. As some people know firsthand, pedestrians are often lucky if they survive a collision. Worse than a pedestrian accident, however, is a hit-and-run pedestrian accident.
The Oklahoma legislature recently passed a series of three new measures that will significantly affect personal injury claims for state citizens. Two Senate Bills and one House Bill have been signed into law to provide the most sweeping tort reform regulations in recent years. But while these changes are billed as good for the state, applying them in individual cases could severely hamper one's ability to be made whole again.